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What Should I Charge? Hourly Rate Calculator for Tradespeople

Most solo tradespeople undercharge — because they forget overhead, taxes, slow weeks, and all the hours they can't bill. Punch in your numbers and find your real rate.

$
$
%
%
You should charge about
$0/hr
≈ $0 / day
Where every $100 you bill goes
Your pay
$0
Overhead
$0
Taxes
$0
Profit
$0

Now charge it — without the awkward part.

Knowing your number is half the battle. SideWRK puts it on a clean estimate your customer approves, takes card & Apple Pay, and tracks what you're owed — so you actually get your rate.

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What pros charge in your state

Typical 2026 hourly bands for solo operators, adjusted for your state's cost level. Researched estimates — your skill, demand, and town set the real number. Use it as a floor check, not a ceiling.

Typical 2026 hourly rates by trade

National baseline for a solo operator, before the state adjustment above. Cost-of-living swings these roughly 20% either way — California and New York sit at the top, Mississippi and West Virginia at the bottom.

Typical hourly rate range for solo tradespeople, United States, 2026
TradeTypical hourly rate
HVAC$100–$150/hr
Heavy equipment / ag$95–$145/hr
Electrician$90–$140/hr
Plumber$90–$140/hr
Auto / mobile mechanic$85–$130/hr
Welding & fab$85–$125/hr
Carpentry / finish$65–$110/hr
Small engine$70–$100/hr
Handyman$60–$95/hr
Landscaping (crew rate)$50–$85/hr
Painter$45–$75/hr
House cleaning$40–$65/hr

Where these come from: published rate surveys and trade-association pricing guides for solo operators, cross-checked against the per-trade cost models behind our own job calculators. They're researched estimates, not a proprietary dataset — treat them as a floor check, not a quote.

Your rate isn't your wage

When you worked for someone else, $30/hour meant $30 in your pocket. On your own, that same $30 has to cover your truck, your insurance, your tools, your taxes, your slow weeks — and every hour you spend driving, quoting, and chasing payment that you can't bill for. That's why a fair hourly rate as a solo operator is usually a lot higher than the wage you'd earn as an employee. Charging "what the last guy charged" is how good tradespeople quietly go broke.

How it works

01

Start with your goal

The take-home pay you want, plus what it costs to run your business for a year.

02

Be honest about billable hours

You don't bill 40 a week. Use the hours you actually charge — usually 25–30 — and your real weeks worked.

03

Cover taxes & profit

Hold back for taxes and add a cushion. The calculator grosses it all up into one honest hourly rate.

Questions

How do I figure out what to charge per hour?
Add the take-home pay you want plus your yearly costs, add profit and a tax set-aside, then divide by the hours you actually bill in a year (not 40/week). This tool does the math.
Why is my rate higher than my old wage?
Because it covers everything an employer used to — overhead, taxes, gear, slow weeks, and all your unpaid driving and quoting time. Your rate isn't your wage.
How many hours can I really bill?
Most solo tradespeople bill 25–30 of a 40-hour week. The rest is driving, estimates, invoicing, and material runs — so your rate has to make up for it.
What do I do once I know my number?
Put it on every quote and stick to it. SideWRK makes that easy — professional estimates, card & Apple Pay, and payment tracking, free to start.

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